Crypto investment
Infrastructure, compliance, taxes — no signals, no forecasts
What we solve
- Assets are scattered across exchanges, custodial and non-custodial wallets with no single storage map — you lose control over seed phrases, access rights and inheritance.
- There is no transparent AML/KYC trail for the origin of funds: without a proper source-of-funds description, transactions fall under enhanced scrutiny.
- Tax consequences of operations are not documented — trades, conversions and withdrawals happen without a calculated base and without readiness to declare.
- Accounts and transfers get frozen by a bank or platform with no clear action plan and no supporting documents.
- There is no unified compliance procedure: it is unclear which documents to keep, in what form and within what deadlines to provide them on request.
How it goes
- 01
Compliance audit and asset map
1–2 weeksWe compile a registry of wallets, platforms and operations, assess AML/KYC risks and the completeness of source-of-funds documents. This is a process diagnostic, not an investment assessment of assets.
- 02
Storage and custody infrastructure
2–3 weeksWe help set up a storage scheme (custodial/non-custodial solutions), an access, seed-phrase backup and inheritance procedure. The choice of specific assets and trading decisions remain yours.
- 03
Tax support and documentation
1–3 weeksWe systematise operations, help calculate the tax base and prepare documents for declaration under the RF legislation in force at the preparation date. The current rates and procedure are verified separately.
- 04
Support with freezes and requests
from 2 weeksWe prepare explanations and supporting documents for bank and platform requests and accompany the challenge of freezes. This is legal and documentary support of the process.
What we need from you
- Completed identity verification (KYC) on the platforms used and identity documents.
- A description of operations and assets: a list of wallets and platforms, the history of trades, conversions, deposits and withdrawals.
- Source-of-funds documents for AML purposes.
Grand Life Concierge supports the process and prepares documents. We do not give investment recommendations and do not forecast returns.
FAQ
How is cryptocurrency taxed in Russia?+
Under RF legislation in force at the preparation date, an individual's income from selling cryptocurrency is generally subject to personal income tax, with a declaration filed for the year and tax paid afterwards; sole proprietors and companies use their own regimes. Large operations may involve identity checks, mining is subject to a registry, and non-payment may lead to penalties. Exact rates, deadlines and procedure change — verify the current rules at the time of the operation. We support the calculation and document preparation but do not replace personal tax advice.
How are storage and custody arranged?+
We help build a storage scheme for your needs: custodial solutions, non-custodial (hardware) wallets, and procedures for access, seed-phrase backup and inheritance. The goal is manageability and infrastructure security, not asset selection.
What about AML and KYC?+
We help put AML/KYC documentation in order: identity verification, source-of-funds descriptions and operation history, to reduce the risk of enhanced scrutiny and simplify passing checks. This is compliance preparation, not a guarantee of third-party decisions.
What should I do if my account or funds are frozen?+
We help identify the reason for the request, prepare explanations and supporting documents, and accompany the challenge of the freeze within the rules of the bank or platform. The outcome depends on the specific situation and the third party's decision; we provide documentary and legal support of the process.
Do you help pick assets or advise what to buy?+
No. We do not give investment advice, publish signals or forecast returns. Our work is storage infrastructure, compliance, taxes and legal support of the process. You make investment decisions yourself.
Why is a compliance audit of operations needed?+
The audit shows where source-of-funds documents are missing, where the tax base is not calculated and where AML risks are elevated — and produces a clear procedure for keeping and providing documents. This reduces the likelihood of freezes and problems when declaring.